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In recent years, the online community has become a place where we spend most of our time, whether it be personal pursuits or careers that we have only recently done physically.


One task, fortunately, we can now do every day sitting in a chair at home with our smartphone or laptop in our hands to pay bills or shop online.


Also, in the meantime, you can make the transfer from one account to another without going to the bank and spending most of your time sitting in queues. The only condition to do this is to have a stable internet connection.


Transferring money online is very simple, and we will tell you in the next one how to do it.


What is an online transfer?

Many banks currently operate in the domestic market, providing their customers with lucrative services that can transfer money online from one account to another.


The great advantage of these services is that the amounts sent reach the recipient in real time, especially if the transaction is made between two open accounts with the same bank.


The most important information is that all online activities are confidential, and are done with complete security, without the risk of personal data being compromised and vulnerable to cyber attacks.


To make money transfers online, you have a few options. These are Online Banking services, forums and e-wallet programs available on smartphones.


How to transfer money through Internet Banking services?


Transferring money from one account to another via Internet Banking or Mobile Banking provided by banks is the easiest way.

To do this, you need to apply for the bank from which you opened an account on your mobile phone, knowing the name and surname of the person you want to send money to, and the IBAN code of that person.

Once you have done the job for someone, you will save his profile and data, in which case the next transfer will be with just a few clicks. This is also true of e-wallets, not dedicated platforms.


To make a transfer, you need to follow these steps:

1. Select the Transfer / Payment option by lei or foreign currency

2. Fill in the fields required to identify the beneficiary - beneficiary name / surname, account number, i.e. IBAN, SWIFT bank code, etc .;

3. Enter the payment details, the amount to be sent and, optionally, the recipient's reference;

4. Complete the transaction and confirm payment.


You can also transfer money between your bank accounts, especially if you want to make money abroad and need to convert money into the money you want to send.


How do you transfer money to a special website?

If you choose a special online transfer site, such as Wise, you will need to take the following steps:


1. If your site needs this, you will need to create a free profile. Some forums do not require an account;

2. Choose the Transfer option from the main menu.

3. It saves transfers stating the amount to be sent and the details of the recipient. Be careful! For the job to be done, the person you want to send money to must activate the account on that site;


How do I transfer money through smartphone apps?


1. Apply and select the option Transfer money;


2. You can select an option to transfer, using that person's phone number, but only if he uses BT Pay, or by entering the IBAN code;


3. After that you must enter the payment details, the IBAN of the person you want to send the amount to and his name; Then you have to press the Continue" button;


4. Finally, you allow the transaction by entering the phone unlock method and you're done!